Houston Credit Help

Last Updated: February 3, 2026

1. Introduction

These Terms of Service (“Terms”) govern your access to and use of the Houston Credit Help website located at https://houstoncredithelp.com (the “Website”) and any related communications, including SMS messages.

Houston Credit Help is a trade name operated by Scott Matsuzaki, a sole proprietor. By accessing this Website or submitting your information, you agree to these Terms.

If you do not agree with these Terms, please do not use the Website.

2. Services Provided

Houston Credit Help provides informational and assistance services related to consumer credit inquiries and related services. Submission of information through this Website does not constitute approval, guarantee, or commitment of any financial product or service.

All services are provided on an inquiry-based, informational basis only.

3. User Responsibilities

By using this Website, you agree that:

The information you provide is accurate and truthful

You will not submit false or misleading information

You will use the Website only for lawful purposes

You will not attempt to misuse, interfere with, or disrupt the Website or its systems

4. SMS Messaging Terms

By submitting your phone number and checking the consent box on our contact form, you agree to receive transactional SMS messages from Houston Credit Help related to your inquiry or services you have requested.

These messages may include:

Follow-up questions

Appointment reminders

Service-related updates

Additional SMS terms:

Message frequency may vary

Message and data rates may apply

Reply STOP to opt out at any time

Reply HELP for assistance

Houston Credit Help does not send marketing or promotional SMS messages under this registration.

Carrier Disclaimer:
Mobile carriers are not liable for delayed or undelivered messages.

5. Age Requirement

You must be at least 18 years old to submit information through this Website or consent to SMS communications.

6. No Guarantees or Financial Advice

Houston Credit Help does not provide legal, financial, or credit repair advice. Any information provided is for general informational purposes only and should not be relied upon as professional advice.

We make no guarantees regarding outcomes, approvals, or results.

7. Intellectual Property

All content on this Website, including text, logos, and design elements, is the property of Houston Credit Help or its licensors and may not be copied, reproduced, or distributed without prior written consent.

8. Limitation of Liability

Houston Credit Help shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of the Website or reliance on information provided through it.

Use of the Website is at your own risk.

9. Third-Party Links

This Website may contain links to third-party websites. Houston Credit Help is not responsible for the content, policies, or practices of any third-party sites.

10. Privacy Policy

Your use of this Website and SMS services is also governed by our Privacy Policy, available at:
https://houstoncredithelp.com/privacy

11. Modifications to These Terms

We may update these Terms from time to time. Changes will be posted on this page with an updated revision date. Continued use of the Website constitutes acceptance of the updated Terms.

12. Contact Information

If you have questions about these Terms or need customer support, you may contact:

Houston Credit Help
Email: [email protected]
Website: https://houstoncredithelp.com